Wind and Hail Leave Damage You Can't Always See.
Granule loss, cracked shingles, dented gutters — the damage is real even when it's not obvious from the ground.
About This Service
Understanding Wind & Hail Damage Claims
Wind and hail events are the most common property insurance claims in Louisiana. They're also the most commonly underpaid. Carriers send adjusters who spend 20 minutes on a roof and write a check for a fraction of the damage. We spend hours documenting what they missed.
Our Approach
How We Handle This Differently
Our team has roofing and construction backgrounds. We know what hail damage looks like on every roofing material — architectural shingles, three-tab, metal, tile, flat membrane. We know the difference between hail hits, blistering, and manufacturing defects. And we know the manufacturer specs that determine when damaged material must be replaced versus repaired.
Carrier Tactics
When Your Carrier Pushes Back
"That's cosmetic damage, not functional"
We cite manufacturer warranty requirements and building codes that define when cosmetic damage compromises material performance and weatherproofing integrity.
"The roof has remaining useful life"
We reference manufacturer installation specs showing that damaged materials can't perform to spec regardless of age, and document the specific failure points.
Common Questions
Frequently Asked Questions
How do I know if I have wind or hail damage?
Common signs include missing or lifted shingles, dented gutters and downspouts, cracked siding, broken window screens, and granule loss on shingles. Some damage is only visible up close — a professional inspection from the roof is the only way to know for sure.
How long do I have to file a wind/hail claim in Louisiana?
Louisiana policies typically require prompt notice of loss. Check your policy for specific deadlines, but don't wait. The sooner damage is documented, the stronger your claim.
The carrier said my roof just needs repairs, not replacement. Are they right?
Maybe. But if the damage exceeds manufacturer repair thresholds, or if partial repair can't restore the roof to code compliance, full replacement may be warranted. We inspect and cite the specific manufacturer guidelines and building codes.
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